Home Loan Calculator

We really want to buy a home but my husband has poor credit because of many collection accounts from his college years. Mostly from his hand surgery. Is there any way to obtain a home loan or are we SOL? Also, do collection accounts drop from your credit score after seven years? Or would he have to file bankruptcy?

I know that a 30 year mortgage makes the monthly payments less which is more affordable but you end up paying more in interest. I’m planning to buy a house but not until years from now. I just like to be aware so that I know what I’m working for. I want to save and know what to expect. What about paying more on the mortgage payment, in that case is it best to get a 10, 15, 25 year mortgage or 30 year? It’s confusing to me.

I live in upstate NY and want to move back to my home in Las Vegas. Say I get approved for 250,000 and my home only cost 240,000. Could I use the remaining balance of the loan as moving costs or would I just be S.O.L.?

Ok I make approx. 0,000 a year in California. And good credit. I have 10,000 in cash for down payment on a loan. I want to buy a house that cost 100,000 in Las Vegas Nevada, but take out a loan for 135,000 to cover the house and a car purchase? Would the bank approve this loan?

If not a home loan, is there a loan that would fit my need?
Thanks

Does anyone know where I can find out the current mortgage rate averages for my geographic area? I’m looking at possibly refinancing and want to know if it would be worthwhile. Also, can I expect any costs when trying to refinance?

even with the mortgage meltdown, can i still get a home loan after 1 year post bankruptcy? my middle credit score is 624. i just paid off a 00 credit card and the impact (if any) from that isnt showing on my credit report yet. if i have a chance, can someone please point me in the right direction.

For tax return, how many home can I be deducting mortgage interest for? Is it just 1st and 2nd home only? or can I also deduct mort. interest for my 3-4th home?

I just refinanced a home loan of 0,000 with a very good rate. But I was wondering if I paid too much in fees. The total estimate is 00, there was a non-refundable application fee of 5, a processing fee of 5, and an underwriting fee of 5. In addition, the title insurance fee was 5, and the escrow fee was 0. I am in Los Angeles County.

I own a home now, but want to move. My credit has gotten bad since my last home loan. I would have at least 20% to put down on a new loan, do you think I could find someone who would finance me?
The credit problems I have now are from medical bills and other very small debts. I don’t have ANY credit cards, and my only other debt is my current house and car.

I have a 5 year interest only mortgage and just closed on my condo 4 months ago. It appears rates are lower. How do I go about refinancing and what are the advantages? If it’s lower should I autmoatically do it?